Beginning with the Fall 2017 Semester, NGTC will no longer be participating in the Federal Direct Student Loan Program. This does not mean that NGTC will no longer be participating in the Federal Pell Grant Program or Federal Supplemental Education Opportunity Grant Program. This change only applies to Federal Direct Student Loans. NGTC will also continue to participate in Georgia Student Finance's Student Access Loan Program(SAL). For more information regarding SAL Loans, please see below.
Student Access Loan Program (SAL)
The Student Access Loan Program (SAL) is a need-based, low interest loan program available to qualified Georgia residents who are enrolled in a certificate, diploma, or degree program. SAL is intended to help cover the gap in tuition costs, fees, and books. Students must be enrolled in at least 6 credit hours in their program of study and meet all other eligibility requirements to receive SAL. To apply, a student must complete the FAFSA and the SAL Application available at www.gafutures.org.
SAL Loan Forgiveness is available to qualified students who graduate from his/her program of study with at least a 3.5 cumulative grade point average. For more information, students are encouraged to visit www.gafutures.org.
Private student loans are different from federal student loans in that they are not guaranteed by the Federal government, require a credit check, and often require a co-signer. Terms and conditions vary significantly by lender. Carefully consider your needs, and select a loan product that best meets your individual situation.
The following list of private loan products offers a variety of loan options with competitive interest rates. Students, however, are free to borrow from any lender, even if they are not listed here. North Georgia Technical College does not endorse or support any specific lender or student loan program/product.
If you choose a loan option that is not listed, please contact the lender directly to determine the application process.
Maintain your Direct Student Loan Debt
- Review your student loan debt at www.nslds.ed.gov . All Federal Title IV loans received by students and/or parents are reported to the National Student Loan Data System (NSLDS).
- Update your address and phone number with NGTC and your loan servicer(s).
- Contact your Student Loan Servicer or NGTC as soon as possible, if you are experiencing problems repaying your loans.
- View NGTC’s most current Cohort Default rate.